The Continental Finance Gold MasterCard is an unsecured reputation card issued by the First Bank of Delaware. It is aimed at people that have a bad history, such as those who have previously not made their payments on time and have ordinarily mismanaged former accounts.
You will be assigned an introductory limit which can vary from to 0. The actual Apr will depend on a amount of things, but could be as low as 9.75% Apr. The card also offers semi-annual limit increases, if you then pay off a good amount of your equilibrium every month on time. These are applied in chunks of , increasing your limit up to a maximum of ,000.
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It is thorough for paying for goods and services worldwide. It also offers online access, allowing you to check your balance, pay your monthly bill and see your new statements. There are also a amount of further online tools to help you manage your finances.
A key component is that it offers monthly reporting to the major bureaus. This means that if you are managing your finances well and paying your monthly bills on time, your rating could start to improve. You will be creating some obvious payment history with the bureaus.
As with most type of offer, there are further fees that you should be aware of before you apply. There is a one-time account processing fee that is charged, as well as an every year fee and an account maintenance fee. You should read the information considered before committing, and see either this is right for you.
It is also important that you make your monthly payment on time; otherwise you will be expensed a late payment fee of . The same payment applies if you achieve transactions that take you over your limit.
In order to apply you will need to verify your identification and address, and should be over 18 years old (19 in some states). There are also a small amount of exclusions; you cannot reside in Wisconsin or New York, for instance. Customers who meet the criteria will be popular ,favorite instantly, and will receive their cards within a few days.
If you apply for the Continental Finance Gold MasterCard and are turned down, you may be offered a classic instead. This carries a higher Apr of 19.92%, and the charges and fees vary slightly. Any way before you apply for any offer make sure you read the terms and conditions and are fully aware of what fees the card caries.
Continetal Finance Gold MasterCard - The Details
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