Thursday, November 24, 2011

5 Basic reputation Card safety Tips

Ultimately retention you credit card safe is you responsibility. Indeed, in a worst case scenario, if it can be proven you may have been negligent in retention your credit card safe, you may find yourself liable for the cost of all transactions made fraudulent on your account should you lose the card. To help you avoid this, here are 5 basic credit card protection tips:

Never have more cards than you need

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While it is all the time advisable that you have more than 1 credit card, in case it gets lost, you should never have more credit cards than you undoubtedly need to use. The critical presume why this is the case is because it becomes harder to keep a track of which cards you have and where you have kept them with the more cards you have.

Always keep a photocopy of your cards

How many times have you been asked what you card whole is only to find yourself finding for your card to get the number? Now, what happens if you have a card stolen and no credit card statement to-hand? You have a problem! For this reason, it is all the time best custom to take photocopies of you credit cards to so that all the time know where to find the whole should whatever unfortunate happen to your card.

Always keep your receipts separate

Among the most foremost of the basic credit card protection tips you'll receive is never to keep your credit cards and credit card buy receipts in the same place - because likely as not if you have lost your card, or if it is stolen, then you'll have lost or stolen the receipts as well. Now there is no way for you to vouch which transactions were yours and which where not - or, there is no way to tell which was the last genuine transaction you made.

Moreover, never keep a narrative of your Pin with your card, this is only asking for trouble!

Never give your account whole to someone you don't know

If you are ever asked to give your credit card details to someone you don't know, or who as initiated a seminar with you (rather than the other way round) over the phone or via email, you should all the time refuse. Worst come to the worst, phone the card issuer and ask them if it is okay for you to recap the data or phone the enquirer back. If the enquirer seems reluctant to accept this, you have to ask yourself why!

Never leave your account details open to social viewing

It may sound rather basic to say you should never let 'Joe public' see your credit card account details, but ask yourself this question: "How often have you received a publication subscription form in postcard format?" Now, suppose you perfect this with your credit card details filled in. Suddenly half the world has entrance your credit card number, expiry date and signature!

Although the above may sound like 5 basic credit card protection tips you already know, you would be surprised to see how many citizen fail to effect one or all of them!

5 Basic reputation Card safety Tips

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